We have an opening at position of RM SME Credits at Branch Level in Rawalpindi for OG-II / OG-I. Candidates having experience of 2-3 years of working in Credits Department of a Bank (especially SME) with motivation to work & grow are encouraged to apply.
Following is the brief Job Description : 1. Business Development & meeting assigned targets in SME Credits (Funded & Non-Funded) including State Bank & Govt announced Schemes related to SME Segment 2.
Manage existing SME Credits Portfolio of the Assigned Branch(es) including operational matters related to the Accounts 3.
Process Credit Approval Package for both existing & new customers, having good analytical & financial skills including Financial Analysis of Customer Audited Accounts, Structuring of Limits, good writing & communication skills 4.
Ensuring maintenance of good quality Credit Assets through keeping regular liaison with Customers for timely provision of docs & servicing of liabilities, minimum CAD exceptions, getting approvals from Risk Department, Good Audit Rating of Portfolio, & liaison with other Internal Departments of the Bank & Other External contacts like Bank Lawyer & Evaluator 5.
Good motivated team player 6. Education : Bachelor’s or Masters in Finance / Banking / Accounting / Commerce