Analyst, Credit Initiation -(2200017487)
Africa & Middle East-Pakistan-Karachi
22 / Jul / 2022, 10 : 43 : 33 PM
06 / Aug / 2022, 4 : 59 : 00 AM Role Responsibilities
Assess card / loan applications to ascertain whether loan meets lending criteria and route to underwriters for limit approval.
Credit reviews on existing loan accounts to ensure accounts documentation are in order and approved in accordance with approved CAD / PDD and within approved delegation of authority.
Ensure all risk issues are addressed by taking timely actions before the approved closure date.
Processes / policies need to be updated on a regular basis and adherence of the same.
Smooth & error free Processing of applications in compliance with CAD, SBP regulations and consumer Banking Credit Policies for SCBPL.
Application need to be processed within TAT & 100% accuracy
Develop a full control in approvals through checklists and necessary documents.
Coordination with Cross functional department in order to improve efficiency & controls.
KNOWLEDGE AND SKILLS :
Having Graduate from a reputable institute
Knowledge of Credit Cycle & asset products offered by the bank.
Banking procedures / related policies knowledge
Banking practices / regulations knowledge
Good interpersonal and communication Skills.
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