Relationship Officer
U Microfinance Bank Limited
Karachi, Sindh, PK
22h ago
source : Mehnat Mazdoori

Purpose of Job To build up a profitable asset / liability portfolio for the branch by selling and marketing the bank products to prospective target market after carefully analyzing their potential to repay the loan in timely fashion. Job Responsibilities

  • Find potential and good clients individuals or businesses in need of loans.
  • Establish strong rapport liaison and relationship with the clients.
  • Act as salesperson, persuading clients to obtain loans.
  • Help clients apply for loans
  • Analyses and verify the application to determine the client’s worthiness.
  • To complete documentation as per bank’s policy.
  • To get the approval before disbursement from the BCC.
  • Disbursement of loan after complete satisfaction of related formalities.
  • Help client understand loan repayment schedule.
  • Manage the repayment schedules of customers for timely recovery of their monthly installments.
  • Follow up on delayed installments.
  • Initiate collateral liquidation if a client defaults on a loan.
  • Preparation of daily activity report to be sent to the BM / HO.
  • Deposit mobilization
  • Any other task assigned by line manager.
  • Soft Competency

  • Sound knowledge of Finance and Accounting
  • Advance Microsoft Office skills (Excel, PowerPoint, Word, Teams, Vision, Access)
  • Achievement of the assigned targets of Assets and liability.
  • Experience and Qualification

  • Should hold a Bachelor’s Degree in Business, Commerce or any related discipline
  • Fresh to 1 year experience in the banking sector
  • Experience in the Micro finance banking industry preferred
  • Please Note : Last date to apply for the position is 26th July, 2021. Job Details Seniority Level

  • Sales
  • Business Development
  • Marketing
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