Purpose of Job To build up a profitable asset / liability portfolio for the branch by selling and marketing the bank products to prospective target market after carefully analyzing their potential to repay the loan in timely fashion. Job Responsibilities
Find potential and good clients individuals or businesses in need of loans.
Establish strong rapport liaison and relationship with the clients.
Act as salesperson, persuading clients to obtain loans.
Help clients apply for loans
Analyses and verify the application to determine the client’s worthiness.
To complete documentation as per bank’s policy.
To get the approval before disbursement from the BCC.
Disbursement of loan after complete satisfaction of related formalities.
Help client understand loan repayment schedule.
Manage the repayment schedules of customers for timely recovery of their monthly installments.
Follow up on delayed installments.
Initiate collateral liquidation if a client defaults on a loan.
Preparation of daily activity report to be sent to the BM / HO.
Any other task assigned by line manager.
Sound knowledge of Finance and Accounting
Advance Microsoft Office skills (Excel, PowerPoint, Word, Teams, Vision, Access)
Achievement of the assigned targets of Assets and liability.
Experience and Qualification
Should hold a Bachelor’s Degree in Business, Commerce or any related discipline
Fresh to 1 year experience in the banking sector
Experience in the Micro finance banking industry preferred
Please Note : Last date to apply for the position is 26th July, 2021. Job Details Seniority Level