Senior Relationship Manager, Commercial & SME Financing
MCB Islamic Bank Limited
Karachi, Sindh, PK
1d ago
source : Mehnat Mazdoori

We’re Hiring!MCB Islamic Bank is inviting CVs for the position of "Senior Relationship Manager, Commercial & SME Financing" based in Lahore.

Please only apply if you fulfill the criteria mentioned in the job details.LOCATIONLahoreQUALIFICATIONMBA / M.Com / ACCA / ACMA or relevant Master’s Degree.

Certification in Islamic Banking and Finance will be considered as value addition.EXPERIENCEMin 7-8 years of experience in the financial services industry, in marketing and financing functions.

ROLE & RESPONSIBILITIES- Build new Shari'ah compliant Commercial & SME portfolio of the bank with effective marketing according to assigned goals & targets- Monitors the financial health and other developments in the client’s business and industry- Develops, enhances and maintains relationships with existing and new clients to ensure revenue / profit targets are met / exceeded.

  • Prepares a structured calling program to identify business opportunities and explore customer needs with the aim of matching the bank’s products.
  • Analyses the clients’ financial statements, management practices etc. to assess the credit risk for the client and ensure that the credit quality of the portfolio is not compromised.
  • Prepares / initiates credit approval notes for clients and ensure that credit applications including renewals are correctly prepared in accordance with the bank’s policies and regulatory framework.
  • Ensures that all documentation for a credit proposal is a complete and works with the credit quality manager to ensure that there is no security shortfall.
  • Verifies / inspects hypothecated / pledged inventory, mortgaged fixed assets / real estate periodically to ensure minimum credit risk- Initiates and ensure disbursements and adjustments of financing.
  • Ensures adherence to guidelines and rectification of discrepancies pointed out in the unit exception report or by internal, external and State Bank of Pakistan auditors.
  • Liaisons with various internal departments (Credit, Legal, Operations, FRCD (CAD) etc.) for smooth and quick turnaround of transactions.
  • Ensures provisions of high quality and timely service to clients.DESIRED SKILLS- Interpersonal skills; Relationship Management and Selling Skills, Negotiating and Influencing Skills, Team management skills, Analytical / Problem Solving skills;
  • Leadership cooperative working relationships with others.- Ability to withstand pressure and deliver in accordance with timelines.

  • Good analytical skills for handling huge data with decent interpersonal communication skills (Written & Oral)HOW TO APPLYQualified candidates for the position may send their CVs on with the subject line CV for the position of Senior Relationship Manager, Commercial & SME .
  • LAST DATE FOR APPLICATIONLast date for application is 15-June-2022

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