We’re Hiring!MCB Islamic Bank is inviting CVs for the position of "Senior Relationship Manager, Commercial & SME Financing" based in Lahore.
Please only apply if you fulfill the criteria mentioned in the job details.LOCATIONLahoreQUALIFICATIONMBA / M.Com / ACCA / ACMA or relevant Master’s Degree.
Certification in Islamic Banking and Finance will be considered as value addition.EXPERIENCEMin 7-8 years of experience in the financial services industry, in marketing and financing functions.
ROLE & RESPONSIBILITIES- Build new Shari'ah compliant Commercial & SME portfolio of the bank with effective marketing according to assigned goals & targets- Monitors the financial health and other developments in the client’s business and industry- Develops, enhances and maintains relationships with existing and new clients to ensure revenue / profit targets are met / exceeded.
Prepares a structured calling program to identify business opportunities and explore customer needs with the aim of matching the bank’s products.
Analyses the clients’ financial statements, management practices etc. to assess the credit risk for the client and ensure that the credit quality of the portfolio is not compromised.
Prepares / initiates credit approval notes for clients and ensure that credit applications including renewals are correctly prepared in accordance with the bank’s policies and regulatory framework.
Ensures that all documentation for a credit proposal is a complete and works with the credit quality manager to ensure that there is no security shortfall.
Verifies / inspects hypothecated / pledged inventory, mortgaged fixed assets / real estate periodically to ensure minimum credit risk- Initiates and ensure disbursements and adjustments of financing.
Ensures adherence to guidelines and rectification of discrepancies pointed out in the unit exception report or by internal, external and State Bank of Pakistan auditors.
Liaisons with various internal departments (Credit, Legal, Operations, FRCD (CAD) etc.) for smooth and quick turnaround of transactions.
Ensures provisions of high quality and timely service to clients.DESIRED SKILLS- Interpersonal skills; Relationship Management and Selling Skills, Negotiating and Influencing Skills, Team management skills, Analytical / Problem Solving skills;
Leadership cooperative working relationships with others.- Ability to withstand pressure and deliver in accordance with timelines.
Good analytical skills for handling huge data with decent interpersonal communication skills (Written & Oral)HOW TO APPLYQualified candidates for the position may send their CVs on with the subject line CV for the position of Senior Relationship Manager, Commercial & SME .
LAST DATE FOR APPLICATIONLast date for application is 15-June-2022